Capital that knows what a home costs.

What is Housing Affordability?

We recognize that the cost of housing is now fundamentally disconnected from incomes, and that there is often a gap between conventional lenders and available government programs. Sacha provides capital structured for this work, while also bringing the sector knowledge to help envision what's possible and flexibility to structure around what the deal requires.

Desired Impact Outcomes

We seek to balance the financial sustainability of each project with strong social and environmental outcomes.


More Affordable
Rental Homes

Stable housing at rents that reflect what households actually earn, targeted to gross household incomes between $50,000 and $150,000.


More Community-Owned
Real Estate

Residential assets held by non-profit operators and community organizations, building affordability over time.


More Energy Efficient and
Sustainable Building

Lower carbon footprint through deep energy retrofits and new construction driving toward Net Zero performance.


Greater Impact Capital
Participation

More financial institutions and investors deploying capital into affordable housing, expanding the pool of funding beyond government programs.

Our Approach

We support non-market and mission-driven market housing developers, operators and mission-aligned organizations financing housing built to last.

We take a long-term view, structuring around each project's needs to optimize affordability over time. Where possible, we combine our capital with other sources and government incentives to increase impact while keeping each project financially sustainable.

Projects that require ongoing operating subsidies generally fall outside our scope.

We primarily target rental housing serving households earning $50,000 to $150,000 a year, with rents set at no more than 30% of income. We look for partners committed to long-term affordability and environmental sustainability, with proven expertise in housing development and operations.

How We Deploy Capital

We structure capital around four core housing opportunities, with financing solutions tailored to each project.


Acquisitions

Financing the purchase of existing rental buildings to bring them into community ownership and long-term affordability.


Refinancing

Restructuring existing debt to improve terms, free up capital for other uses or stabilize operations for non-profit housing operators.


New Construction

Financing purpose-built rental housing on community-owned land, developed by non-profit or mission-aligned builders.


Energy Retrofits

Providing capital for deep energy upgrades to existing buildings, and improving performance while maintaining affordability for residents.

Financing Solutions

  • 6-24 Months Bridge Loans and 2-5 Years Term Loans

  • $1 Million to $15 Million

  • 80% — 90%

  • Fixed Rate

  • Interest Only or Principal + Interest

  • First or Second Mortgage

Case Studies

  • Madrona, Victoria, BC

    Madrona

    Victoria, BC

  • Aunt Leah's Properties, Burnaby, BC

    Aunt Leah's

    Burnaby, BC

  • New Hope Community Services, New Westminster, BC

    New Hope

    New Westminster, BC

  • Chapter Housing Society, Port Moody, BC

    Chapter Housing

    Port Moody, BC

ALL CASE STUDIES

“Sacha is a thoughtful, collaborative partner who shares our commitment to creating greater capacity in the non-profit housing space and bring real expertise to that work.”

—
Nic Paolella
Board Chair, Chapter Housing Society

Ready to make a lasting
impact?

If you are an organization seeking financing for a project and would like to learn more about our work, please complete this enquiry form to connect with us.